Recently we have been inundated with calls from retirees wanting to purchase additional life insurance for many different reasons. Some people feel that they simply do not have enough life insurance to cover their family if someting were to happen to them. Other people are reaching age reductions from the policy that they have through their school and want more coverage.

The people that wait for the age reductions to effect their school policy are often discouraged by the prices for individual life insurance for a person their age. As you get older the premium for an individual life insurance policy will increase. It is recomended to retirees that want more insurance than they will have when the age reduction hits to buy an individual policy when you are younger to keep the premium down.

We can offer you many different life insurance policies that conform to your individual needs.  We can offer you a whole life policy that you will have for your entire life, a term policy to protect your family for less than a whole life policy, or even a guaranteed issue policy that asks no medical questions for the older retirees.

If you are interested in purchasing an individual policy, please call our office and ask for Ryan Stewart. He is the retiree expert and can pick out a policy that is best suited to your needs.